Policy scope and local law
These legal terms apply to account creation, identity checks, wallet activity, content access and any request you send to us. Where a rule changes by state, country or court direction, the stricter rule takes priority and the affected feature stays unavailable until it can be shown
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lawfully. When access or eligibility is discussed, it depends on local law and is available where local law permits. We may ask for documents to confirm your name, residence or payment ownership before processing a request. Records tied to UPI, Paytm, PhonePe and Google Pay are
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kept for audit, dispute handling and fraud checks, then removed or archived under our retention schedule. If we update a clause, the new version replaces the old one on this page, and the date at the top tells you which text is current.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.